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New Jersey Form NJ-1040 (2025)

Your 2025 federal return, carried into New Jersey as a full-year resident. Every figure is computed in your browser from the return you have already entered, and anything this engine cannot yet figure says so at the line rather than printing a number that would be wrong.

Tax year 2025nj-2025.1provisional figures

This is a hypothetical New Jersey return, so the official layout is not offered for it. A page that looked exactly like the printed form would be mistaken for one.

Federal — Form 1040

Total income0
Adjusted gross income0
Taxable income—
Total tax—

New Jersey — Form NJ-1040

State income—
Taxable income—
Total tax—
Refund or amount owednot computed — not your resident state
Form NJ-1040 — New Jersey Resident Income Tax Return
A working replica. Not a New Jersey Division of Taxation form and not for filing.
New Jersey Division of Taxation
Tax year 2025
Federal starting figure
Federal starting figure: blank
Additions
Additions: blank
Subtractions
Subtractions: blank
State income
State income: blank
Deduction
Deduction: blank
Exemptions
Exemptions: blank
Taxable income
Taxable income: blank
Tax before credits
Tax before credits: blank
Surtax
Surtax: blank
Nonrefundable credits
Nonrefundable credits: blank
Tax after nonrefundable credits
Tax after nonrefundable credits: blank
Use tax
Use tax: blank
Total tax
Total tax: blank
Refundable credits
Refundable credits: blank
Worksheets and schedules behind these figures
Dividends
Dividends: blank
Gross income
Gross income: blank
Net gains
Net gains: blank
Other retirement exclusion
Other retirement exclusion: blank
Pension exclusion
Pension exclusion: blank
Pension income
Pension income: blank
Property tax deduction
Property tax deduction: blank
Taxable interest
Taxable interest: blank
Total income
Total income: blank
Wages
Wages: blank
New Jersey Division of Taxation · Form NJ-1040 (2025)NOT AN OFFICIAL NEW JERSEY FORM NJ-1040HYPOTHETICAL RETURN — FILER DOES NOT LIVE IN NEW JERSEY

What this New Jersey return is missing

  • Property Tax Deduction (line 41) and Property Tax Credit (line 56)too high
    N.J.S.A. 54A:3A-16 to -20 · up to $15,000 of deduction ($7,500 filing separately), worth about $830 at the 5.525% band, or a $50 credit; nil for a filer with neither property tax nor rent
  • New Jersey Child Tax Credit (line 65)too high
    N.J.S.A. 54A:4-17 · $1,000 a dependant aged 5 or younger at $30,000 of taxable income, tapering to $200 at $80,000 and nothing above; refundable
  • Elective deferrals inside New Jersey wages (line 15, W-2 box 16)too low
    N.J.S.A. 54A:5-1(a) · the elective deferral, up to about $23,500 a person, at 1.4% to 10.75% — nil where the W-2 carries a New Jersey state row, which is where box 16 is read directly
  • Worksheet D reprints the exclusion chart against line 27, not line 20atoo high
    N.J.S.A. 54A:6-15 · the difference between a percentage of pension income and of total income, in the $100,001–$150,000 phase-down band only; $0 at all six reference personas, none of which has pension income in that band
  • Tax Rate Schedule B prints $1,154.50 where the Tax Table requires $1,155.00too high
    N.J.S.A. 54A:2-1 · $0.50 of tax for a joint, head-of-household or surviving-spouse filer with taxable income between $70,000 and $80,000 — and unreachable, because the tax table is mandatory below $100,000
  • Shared Responsibility Payment (line 53c) — the State health coverage mandatetoo low
    N.J.S.A. 54A:11-2 · the greater of a percentage of income above the filing threshold or a per-person flat amount, for a household without minimum essential coverage; nil for the insured, and the return carries no coverage months either way
  • Medical expenses (line 31) and the other line 31–37 deductionstoo high
    N.J.S.A. 54A:3-3 · medical expenses above 2% of gross income — a lower floor than the federal 7.5% — plus alimony paid, conservation contributions, the Health Enterprise Zone deduction, organ donation, and NJBEST/NJCLASS/higher-education contributions
  • Veteran exemption (line 9) and college dependent exemption (line 12)too high
    N.J.S.A. 54A:3-1 · $6,000 a veteran and $1,000 a dependant attending college; the return carries neither discharge status nor college enrolment
  • Interest on federal obligations, and New Jersey municipal interestdirection unknown
    N.J.S.A. 54A:6-14, 54A:6-14.1 · the Treasury share of taxable interest overstates; the non-New-Jersey share of tax-exempt interest understates; neither is separable from the documents
  • Credit for income taxes paid to other jurisdictions (line 44, Schedule NJ-COJ)too high
    N.J.S.A. 54A:4-1 · nil under the resident-only scope — a hypothetical full-year resident has no other-jurisdiction income to have been taxed on
  • Excess UI/WF/SWF, disability and family leave contributions (lines 59-61)too high
    N.J.S.A. 43:21-7 · the excess withheld where a filer worked for more than one employer; reaches the payments side, not the tax
  • Alternative Business Calculation Adjustment (line 35, Schedule NJ-BUS-2)too high
    N.J.S.A. 54A:3-9 · up to 50% of a net loss across the four business categories; nil inside the simple-return envelope, which has no business income

What this New Jersey return is not telling you

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  • blanknj1040.use_tax could not be figured.
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